Closing Costs

Basic Fees Overview $385.00 Closing Costs plus Insurance, State and County Fees Breakdown of Fees: In County (Citrus, Heranado, Hillsborough, Pasco, Pinellas, Polk, Sumter)  Title Search $125.00 Title Exam $50.00 Closing Fee $210.00 Closing In office or off-site, includes closing times of 8AM - 10PM Monday - Friday Weekend times are available Statewide Pricing Title Search $150.00 Title Exam $50.00 Closing Fee $210.00 Ancillary Fees associated with the close $225.00 Closing times of 8AM - 10PM Monday - Friday Weekend times are available Additional Fees Simultaneous Second Closing additional $100.00 In County, $150.00 statewide Multiple Location Closings $150.00 (i.e. Buyer at Location A, Seller at Location B, Closing to occur at each location) Multiple Closing times $150.00 (i.e. Client A wants to close at 1:00PM, Client B of same transaction closes at 6:00PM off site only, if in office on both closing times this will not apply) Title Insurance Click here for rates State Tax Deed Amount rounded to nearest $100 dollars x.007 Doc Stamps Mortgage Amount rounded to nearest $100 dollars x .0035 Intangible Taxes to County Clerk Exact Loan amount x.002 County Recording Fees $10.00 1st page $8.50 each additional page City Taxes, Ancillary Fees and Recording Fees Florida Form 9 10% of title insurance amount Alta Endorsements Motgage/ Lenders policy with owners policy simultaneous issued $50.00 ALTA 4 Condominium $25.00 ALTA 5 Planned Unit Development (a.k.a. PUD) $25.00 ALTA 6 Renegotiable Rate $25.00 ALTA 6.1 Variable Rate $25.00 ALTA 6.2 Negative Amortization $25.00 ALTA 7 Manufactured Housing $25.00 ALTA 8 Enviromental Protection Lien $25.00 Navigational Servitude 10% of Title Insurance Premium Mobile Homes add $300 The Following are typical examples of Fee Breakdowns for both the buyer and seller.    Not all fees will apply in all situations and are to only be used as a guideline. All based upon in county pricing Conventional Mortgage - Seller's Charges Doc Stamps on Deed at $7.00 per $1,000.00 Title Search $125.00 Continuation of Mortgage $10.50  City Lien letter $25.00 Closing fee $210.00 Title Insurance (Lenders Policy) See Title Insurance Rate Page Conventional Mortgage - Buyer's Charges Owner's Policy Title Insurance Simultaneous Issue $250.00 Title examination fee $50.00 Doc Stamp on Mtg. at $3.50 per $1000.00 Intangible Tax on note at $2.00 per $1000.00 Florida Form 9: 10% of Title Insurance Premium Mortgage Recording Fee 17 pages $146.00 Endorsements  ALTA 4 Condominium $25.00 ALTA 5 Planned Unit Development (a.k.a. PUD) $25.00 ALTA 6 Renegotiable Rate $25.00 ALTA 6.1 Variable Rate $25.00 ALTA 6.2 Negative Amortization $25.00 ALTA 7 Manufactured Housing $25.00 ALTA 8 Enviromental Protection Lien $25.00 Navigational Servitude 10% of Title Insurance Premium   (*) The above fees and charges are approximate and may not be applicable to all transactions.

VA - FHA Transactions - Seller's Charges Doc Stamps on Deed @ $7.00 per $1,000.00 Title Search $125.00 Miscellaneous Lender Charges Pay off Existing loan(s) Assignment of Mortgage $6.00 Appliance Warranty $350.00 Recording Satisfaction of Mortgage $10.50 Tax Search $10.00 City Lien $25.00 Termite Report $50.00 Code Inspection TRETS $65.00 Closing fee $210.00 FHA Surcharge $200 (*) The above fees and charges are approximate and may not be applicable to all transactions. VA - FHA Transactions - Buyer's Charges Owners Title Insurance Simultaneous Issue (Lenders Policy) Origination Fee 1% of base loan amount Interest: day of closing to end of first month Escrows: Taxes and flood insurance Recording fees: Deeds $6.00 Doc Stamps on mortgage at $3.50 per $1,000.00 Intangible tax on Note at $2.00 per $1,000.00 Survey $300.00 MIP charge (FHA) ALTA endorsements Title examination fee $50.00 VA funding fee 1.25% of base Mortgage (FHA) $37.50 (VA) $37.50 Contact your lender for additional charges (*) The above fees and charges are approximate and may not be applicable to all transactions. Cash Transactions - Seller's Charges Doc Stamps on Deed at $7.00 per $1,000.00 Title Search $125.00 Tax proration to date of closing Pay off Existing loan(s) Recording Satisfaction of Mortgage $10.50 each Tax Search $10.00 City Lien letter $25.00 (*) The above fees and charges are approximate and may not be applicable to all transactions. Cash Transactions - Buyer's Charges Owners Title Insurance One year Homeowners Insurance and Flood Insurance Recording fees: Deed $6.00, Condo approval $6.00 Prepaid maintenance or recreation fee (if applicable) Closing Fee $210.00 Title Examination Fee $50.00 (*) The above fees and charges are approximate and may not be applicable to all transactions. Refinance - Borrower's Charges Closing Fee $210.00 Recording fees: Mortgage $33.00 Doc Stamps on mortgage at $3.50 per $1,000.00 Intangible tax on Note at $2.00 per $1,000.00 Recording Satisfaction of Mortgage $10.00 Lender's title policy and Endorsements Title Search $125.00 Title examination fee $50.00 Pay off Existing loan(s) Simultaneous Second Closing $100.00 (if applicable)   (*) The above fees and charges are approximate and may not be applicable to all transactions.